We realize that health insurance is still a local game, even with the changes to Obamacare. Insurance is still negotiated on a county by county level meaning your health insurance policy in Rutherford County may change if you switch counties and from year to year. This is why most health insurance quotes begin with a request for your zip code. Rutherford County isn’t small either, with a population over 250,000 residents and the county seat of Murfreesboro. If you are searching for “Health Insurance In Rutherford County” or “Health insurance Agent near Murfreesboro” Healthtn.com is your complete resource for health insurance needs, currently serving over 15,000 Tennesseans. You can Request a Quote here to speak to a health insurance agent in Murfreesboro and Rutherford County!
HealthTN offers over 100 different medical Insurance plans to the residents in Rutherford county. The plans can get somewhat confusing, but if you need assistance with Rutherford County Health Insurance, we are here to help.
Tennessee Government Service Options
If you live in Tennessee and cannot afford private health insurance or are medically unable to get other insurance for any reason, these programs are developed to assist you and your family. The top four health insurance assistance programs available to Rutherford county residents are CoverRX, TennCare, TennderCare and AccessTN.
What is Tenncare?
If the terminology has confused you, Medicaid is referred to as TennCare in Tennessee. Just like regular health insurance, Medicaid will send a card that you show your doctor at your appointments if you qualify for the program. As long as Medicaid is accepted by your doctor, you will have your bill paid for by the state, with the deduction of any additional health insurance you have. It is not only doctor visits that are covered by Medicaid, other medical services are included as well. A few of those services are prescription drug coverage, acute care services and long-term services. This depends on your individual needs.
Am I eligible for CoverRX?
Should you not belong in any of the categories mentioned you still have a strong possibility of being eligible for at least partial Medicaid coverage.
CoverRX is a program directed at pharmacy assistance which lowers the cost on more than 250 generic medications as well as a few brand name medications that treat specific conditions. This program was made to help people who need to take certain medications but are without pharmacy coverage. Unlike TennCare, CoverRX is not a health insurance program and therefore it does not cover any doctor visits.
AccessTN is a program for Rutherford County Health Insurance that insures everyone gets insurance who needs it. AccessTN covers those individuals in Tennessee who may have been denied other insurance because they are uninsurable or at high-risk. The plan offers three different plan options with reasonable premiums. For more information, go to the Cover TN website.
The new Affordable Health Plan is not difficult to understand, but you do need to apply. Submit the proper information for each member of your family, so medications are provided and in case of an emergency, you will be covered.
If you are having any difficulty securing health insurance, please feel free to reach out to an agent at (615)-541-4257.