DWQA QuestionsCategory: PremiumsI’m married. I work full-time for a large employer that offers me health benefits, but won’t cover my spouse. Is that allowed? Can my wife apply for coverage and subsidies in the marketplace?
HealthTNHealthTN Staff asked 5 years ago

I’m married. I work full-time for a large employer that offers me health benefits, but won’t cover my spouse. Is that allowed? Can my wife apply for coverage and subsidies in the marketplace?

1 Answers
HealthTNHealthTN Staff answered 5 years ago

Beginning in 2015, large employers will be required to offer health benefits to full-time workers and to their dependent children, or face a penalty. A large employer is one that employees at least 50 workers. Once the provision takes effect in 2015, your employer would not have to pay a penalty for refusing to offer coverage to your spouse.

Meanwhile, because your spouse is not offered health benefits through your job, s/he may be eligible to apply for coverage and premium tax credits through the Marketplace.

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