DWQA QuestionsCategory: RetireesI’m 63 and about to retire. I’ll be offered a retiree health plan. Can I look for better coverage and subsidies in the Health Insurance Marketplace instead?
HealthTNHealthTN Staff asked 5 years ago

I’m 63 and about to retire. I’ll be offered a retiree health plan. Can I look for better coverage and subsidies in the  Health Insurance Marketplace instead?

1 Answers
HealthTNHealthTN Staff answered 5 years ago

Yes. Most early retiree health plans are considered qualified health plans, and thus meet an individual’s requirement for coverage. However, if you want to obtain coverage through the Marketplace, you may do so, and if your income is at or below 400% of the Federal Poverty Level, you are eligible for premium tax credits. Eligibility for retiree coverage will not affect your eligibility for Marketplace coverage and subsidies.

This website is operated by Continental Health Alliance, LLC DBA HealthTN.com and is not the Health Insurance Marketplace website. In offering this website, HealthTN.com is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state through the Health Insurance Marketplace website. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace website at HealthCare.gov.
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