I would like to get an IUD. Is my plan required to cover birth control without cost sharing?
If your plan is “grandfathered” then it is not required to pay for contraceptives without cost-sharing. If you are in a non-grandfathered plan, however, your contraceptive costs should be covered. Your plan must cover at least one type of IUD, and the provider visits for insertion and removal, with no co-payment. You should talk to your provider about which IUD is best for you. If your plan will not initially cover this IUD with no co-payment, you should ask your provider to request a “waiver” from your insurance plan.