Starting on October 1 2013 open Enrollment for Health Insurance begins! People without insurance will be able to shop through the health care marketplace to compares prices and plans and get covered.
With open enrollment less than a month away, this is a great opportunity to review some of the key components of the Affordable Care Act and the health care marketplace that are important to know before October 1.
How does the health care law affect me?
- If you already have health insurance, you now have access to expanded preventative services like checkups, cancer screenings, mammograms and contraception at NO additional cost.
- Young adults can now remain on their parents’ health insurance plan until the age of 26.
- Many seniors will save hundreds of dollars each year on their prescription drugs.
- Health insurance companies will no longer be able to deny you coverage or charge you more because of a pre-existing health conditions, including pregnancy or disability.
- Beginning 2014, most people are required to have health coverage. If they don’t, they may have to pay a fee.
- If you need help finding a plan, that’s what HealthTN is here for.
What is the new Health Insurance Marketplace?
The Marketplace, also known as the insurance “exchange,” is a new way to find health coverage that fits your budget and meets your needs.
How can I save money with the Health Insurance Marketplace?
- You can potentially save money on monthly premiums when enrolling in a private health plan because ALL plans will cover essential health benefits and pre-existing conditions.
- You can also reduce health care costs because you may be eligible for a reduction of out of pocket expenses like copays, coinsurance and deductibles.
We’re here to help. Contact us to find the best plan for you.