Care and coverage are two completely different words that sometimes slip into conversation interchangeably. It’s possible to receive the care you need without having the coverage to pay for it, and it’s possible to have coverage but have a hard time finding good care. Accepting Medicare and Medicaid patients is expensive for doctors, so some don’t do it. Medicaid doesn’t always …
What is the Senior Medicare Patrol Program (SMP)?
Have you ever looked at a medical bill and realize that something did not add up? When you called the doctor’s office to straighten things out, did they give you the run around and nothing was solved? Unfortunately, this happens to many Medicare beneficiaries. On the bright side, there is a government funded program established to help you find a …
A Beginner’s Guide to Medicare Advantage Plans
The phone rings, you look at the caller ID to discover that it’s your daughter again. You roll your eyes because you know she is going to hound you for not signing up for Medicare. You answer the phone and continue to get lectured for 30 minutes. Finally, you hang up the phone and decide to sit down at the …
What Does Medicare Parts A and B Not Cover?
You are driving home from work and remember that you need to check the mailbox. When you get home you open the box and pull out the mail, you glance at an envelope and discover that it’s a medical bill. Your stomach becomes uneasy and your hands start to shake. You open it, then discover that the bill is much …
Beginners Guide to Extra Help
Simply put, plenty of times, we find that our clients struggle with paying for the basics of Medicare. As experts in taking care of our citizens right here in Tennessee, we’re here to tell you that you may be able to get help if you cannot afford Medicare. You may qualify if you have limited income and resources because there …
Medicare Advantage vs. Medicare Supplement
The question comes up at least once a day – which is the better plan? You are going to have to make a decision on which Medicare option is best for your needs, so you need to first understand the basics of Medicare Supplement (Medigap) and the Medicare Advantage plans. These are very different insurance plans with distinct benefits. The …
Beginners Guide to SilverSneakers
SilverSneakers, in a nutshell, is a fun exercise program designed exclusively for older adults. It is a fitness benefit found in many leading Medicare insurance plans that helps provide guidance as well as convenient group exercise classes to improve general fitness, strength, flexibility, and walking ability for older adults. The program’s social events can also help seniors find new friends …
What is Medigap and Do I Need it?
If you’re looking for an example of a large government program that’s difficult to understand, look no further than Medicare. Medicare.gov contains hundreds of pages of information – few of which are easy reading. At HealthTN.com, we encourage you to learn all you can, but ultimately, it is fare safer to get help from a pro. But one of the …
When is Medicare Annual Election Period?
[iframe width=”640″ height=”360″ src=”https://www.youtube.com/embed/SblQcevXNKM?rel=0″ frameborder=”0″ allowfullscreen] Medicare Annual Election Period If you want to change Medicare Advantage (Medicare Part C) or Medicare Part D (prescription drug coverage) plans, the best time to do so is during the Annual Election Period (also called Open Enrollment Period), which runs from October 15 to December 7 each year. During that period, you can: …
What is the “Donut Hole”?
If you aren’t familiar with Medicare, it is a health insurance program for people 65 or older, people under 65 with certain disabilities, and people with End-Stage Renal Disease (permanent kidney failure). People with Medicare have the option of paying a monthly premium for outpatient prescription drug coverage. This prescription drug coverage is called Medicare Part D and it has …