Howard’s story: Self Employed and I can’t get health insurance

HealthTN Affordable Care Act/Obamacare


Have you met Howard?

Howard is a self employed software designer who needs health insurance.

He designs health care software and like millions of Americans, Howard has been denied health insurance coverage because of a pre-existing condition.

Uninsurable until 2014

Howard shared his story with us:

“Five years ago, I was diagnosed with Diabetes. Once you get that diagnosis, the insurance company says, ‘you’re uninsurable.’

To get access to medical care now, what I do is participate in clinical trials on diabetes. I’m one of the people who actually are guinea pigs for new drugs

Insurance companies want perfect people, which is totally impossible. Everybody is going to get something at some time.”

How the Marketplace helps people like Howard

Share your story

Howard is looking forward to getting covered and being able to choose the Marketplace health plan that meets his needs.

Find out how health care is changing – in 214 words. And tell us why health insurance is important to you. Are you looking forward to getting covered in 2014?

And help us spread the word! Open enrollment begins on October 1, 2013. Coverage starts as soon as January 1, 2014.

At we have been serving families in Middle, East and West Tennessee for the last 5 years as an extension of Our agents are from every corner of the state ready to serve all areas in East, Middle and West Tennessee. Our home office is currently located in Nashville, TN.