Find Low Cost TN Health Insurance | WSMV-TV Channel 4, Nashville [VIDEO]

HealthTN Affordable Care Act/Obamacare, News, Video

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HealthTN.com sat down with More at Midday on Channel 4, Nashville, Wednesday, January 21, 2015, to discuss 2015 Open Enrollment.

Q: Is there a way for those who may qualify to obtain financial assistance?

Yes. Depending income and family size, those seeking insurance may qualify for financial assistance to lower costs through purchasing a plan on the Marketplace. In the first month of Open Enrollment this year, 4 out of 5 people got financial assistance to help lower their insurance costs. And what many don’t know is, due to a recent change in the Health Insurance Market, Government Subsidy levels have increased for Tennesseans. Anyone who enrolled prior to January 15 of this year, may be paying too much for their premium.

Q: Is there a deadline for anyone who needs to enroll in a health insurance plan?

The deadline for open enrollment in a 2015 health plan is Sunday, February 15, 2015. Over 6.8 million people have successfully signed up for credible coverage through the Marketplace. At Health TN our goal is to build a stronger community. We want to encourage everyone watching or listening to join the millions getting covered today!

Q: Is there a penalty for anyone who doesn’t enroll by February 15?

The fee for not having health coverage is calculated one of 2 ways. If you or your dependents don’t have insurance that qualifies as minimum essential coverage, you’ll pay either a percentage of your household income (generally 2%) or a flat fee up to $975 per family – whichever is higher. It’s important to understand if you don’t sign up during a valid election period, which for most people ends in less than a month, not only will you face a penalty, you simply won’t have coverage. You could have to pay out-of-pocket full medical expenses for the rest of the year.

Have more questions? Call HealthTN.com at 615-933-2397 to speak with a local TN agent, today!

At HealthTN.com we have been serving families in Middle, East and West Tennessee for the last 5 years as an extension of Continentalha.com. Our agents are from every corner of the state ready to serve all areas in East, Middle and West Tennessee. Our home office is currently located in Nashville, TN.