Going green with your cleaning products benefits not only the environment but also your health. All the harmful chemicals that are in cleaning products we love sit on our counters, in our carpets, and live in the air we breathe. You can help reduce pollution, improve air quality, and know exactly what you’re using in your living environment. Plus, to …
Updates On The Recent Opioid Epidemic
Drug overdose is the leading cause of death in the United States. Nearly 4,000 people died of an overdose last year in the state of Ohio alone. Estimates suggest that nearly half a million people will die of a drug overdose in the next ten years. How did we get here, and what are we doing about it? A few …
What Is COBRA Insurance?
If you are considering leaving your job or if you’ve recently lost your job and are concerned about your health insurance, don’t be! Your employer is most likely required to continue your coverage, thanks to COBRA. COBRA stands for the Consolidated Omnibus Budget Reconciliation Act of 1986. COBRA continues group health coverage that would otherwise end. It means that if …
Easy Preventative Health Care Tips From HealthTN
Health care and coverage are expensive. In most cases, you will have to pay some of your expenses out-of-pocket, and even when you don’t you’ll still have a monthly insurance premium to pay. One way to lower your costs is to take measures to prevent illnesses and injuries before they occur. It will prevent you from paying out-of-pocket medical bills, …
HMOs, PPOs, and EPOs: Know The Differences
Choosing a health care plan can seem like an extremely daunting task. You need to choose an agent, a carrier, and a plan; how much you’re willing to spend, and how much coverage you need. Your agent may ask you about HMOs, PPOs, and EPOs. Do you know the differences? HMOs (Health Maintenance Organizations) HMOs are good options for those …
Recent Graduate Health Insurance
Recent Graduate Health Insurance Are you a recent college graduate looking for health insurance? Graduate health insurance may seem daunting at first, but we’re here to help you navigate your way towards affordable doctor visits, prescription drugs, and treatments. The ACA allows you to stay on your parent’s health care plan until you’re 26, and the American Health Care Act currently aims …
Care and Coverage: The Differences and How Both Matter
Care and coverage are two completely different words that sometimes slip into conversation interchangeably. It’s possible to receive the care you need without having the coverage to pay for it, and it’s possible to have coverage but have a hard time finding good care. Accepting Medicare and Medicaid patients is expensive for doctors, so some don’t do it. Medicaid doesn’t always …
How To Lower Your Blood Pressure and Your Life Insurance Rates
If you need more motivation for staying healthy, consider this financial one: your blood pressure is a leading factor in determining your life insurance rates. A carrier or carrier agent will ask for your documented medical history to determine your price range. So how can you lower your blood pressure before you purchase a life insurance plan? Consider these tips: …
Baby Health Technology is Reaching New Heights
From self-driving cars to virtual reality systems, new technologies and medicinal developments that we never could’ve dreamed of years ago are surfacing quicker than ever. Have you heard of these new baby health technology products? New parents often have a hard time leaving their babies out of their sight at night. Most of these products allow for peace of mind …
Maternity and Baby Coverage: A Quick Guide
As of 2014, maternity coverage is a benefit included in every basic health care coverage plan. However, having a baby could mean that you now need more coverage for your own health. It will definitely mean that you’ll need coverage for your baby. Your pregnancy does not make you eligible for a special enrollment period – you can only purchase, change, …