Now, no matter what side of the Affordable Care Act debate you were on, it’s the law of the United States of America… we’ve seen how it has been hotly debated within society and government – it’s even gone to the Supreme Court of the United States. The Affordable Care Act (more commonly known as Obamacare) has changed the very …
Who are the TennCare Providers?
Here we are again, discussing some more of the basics when it comes to TennCare, and a question that keeps popping up is who is actually handling TennCare when it comes to the services? Funny you should ask. Like many states, Tennessee is not in the health insurance business, we just work with companies that handle that for us. In Tennessee, …
27k Tennesseans Losing Their Community Health Alliance (CHA) Coverage
It was announced yesterday that Knoxville-based health insurance carrier, Community Health Alliance (CHA), is going out of business effective January 1, 2016. What does this mean for those 27,000 Tennesseans on a (CHA) plan? Well, it means they will need to find a new plan to enroll in for 2016. A statement from the Tennessee Department of Commerce and Insurance (TDCI) …
Turning 65 soon? How to transition from the Marketplace to Medicare coverage
Turning 65 soon? How to transition from the Marketplace to Medicare coverage – it’s not too soon to start planning for your coverage to switch. If you have a Marketplace plan now, you can keep it until your medicare coverage starts. Then, you can cancel the Marketplace plan without penalty. When to apply for Medicare Once Medicare eligibility begins, you’ll …
5 Questions About Dental Coverage in the Marketplace
You’ve got questions; we’ve got answers. Read these 5 questions to learn more about dental coverage in the Health Insurance Marketplace. Can I get dental coverage through the Marketplace? In the Marketplace, dental coverage is included in some health plans. You can also get a stand-alone plan and pay a separate premium. How do I add dental coverage to my …
5 Questions to Ask About Your New Doctor
Choosing a doctor is one of the most important decisions you’ll make about your health care. Finding the right one can take a little work, but is well worth it. If you’ve already had your first visit with a primary care doctor under your new plan, ask yourself these 5 questions to make sure your new doctor is the right …
Bronze vs. Catastrophic: Comparing the Cheapest Health Plans
The plans offered on the Health Insurance Marketplace are divided into five tiers: platinum, gold, silver, bronze and catastrophic. The “Metal Tiers” (Platinum, Gold, Silver, and Bronze) are an option no matter your age but Catastrophic is only available to those under 30 years of age (or who cannot find coverage for less than 8 percent of their income). If …
15 Preventive Care Benefits for Adults
All Marketplace plans and many other plans must cover the following list of preventive care services without charging you a copayment or coinsurance. This is true even if you haven’t met your yearly deductible. This applies only when these services are delivered by a network provider. Abdominal Aortic Aneurysm one-time screening for men of specified ages who have ever smoked …
22 Preventive Care Benefits for Women
All Marketplace health plans and many other plans must cover the following list of preventive care benefits for women without charging you a copayment or coinsurance. This is true even if you haven’t met your yearly deductible. This applies only when these services are delivered by an in-network provider. Anemia screening on a routine basis for pregnant women Breast Cancer Genetic …
Were you penalized for not having health coverage in 2014? You may qualify for a Special Enrollment Period
Open enrollment for 2015 is over. But if you filed your taxes after Feb. 15th and were penalized for not having health coverage, you may qualify for a Special Enrollment Period. In 2015, the fee for not having health coverage increases to $325 per person or 2% of your household income – whichever is higher. This fee generally applies if you …