Do you realize what sitting at all day does to your body? It weakens your muscles, reduces the amount of oxygen flowing through your body, increases your heart disease risk, and slows down digestion. At HealthTN, we recently started implementing “standing desks” at the office so our employees can opt to stand while they work at various points of the …
Though health care is changing rapidly, the ACA is still the way for the time being. Do you know which women’s health services are covered in your plan? Family planning and birth control in 2017 is a required benefit with Marketplace plans, Medicaid, and Medicare. Are you taking advantage of the services that are available to you? Marketplace Plans Within …
One of the easiest ways to get confused when you’re searching for health care is to misunderstand what words mean or to confuse two different types of plans or payments. It’s important that you understand what you’re looking at and what you’re buying. These are some of the most commonly used health insurance terms to know: COBRA – Requires that employers cover …
If you are considering leaving your job or if you’ve recently lost your job and are concerned about your health insurance, don’t be! Your employer is most likely required to continue your coverage, thanks to COBRA. COBRA stands for the Consolidated Omnibus Budget Reconciliation Act of 1986. COBRA continues group health coverage that would otherwise end. It means that if …
Health care and coverage are expensive. In most cases, you will have to pay some of your expenses out-of-pocket, and even when you don’t you’ll still have a monthly insurance premium to pay. One way to lower your costs is to take measures to prevent illnesses and injuries before they occur. It will prevent you from paying out-of-pocket medical bills, …
Choosing a health care plan can seem like an extremely daunting task. You need to choose an agent, a carrier, and a plan; how much you’re willing to spend, and how much coverage you need. Your agent may ask you about HMOs, PPOs, and EPOs. Do you know the differences? HMOs (Health Maintenance Organizations) HMOs are good options for those …
Do you know how to make the most of your health care plan? Do you know all of your benefits? Millions of people only use their health insurance when they fall ill, but illness prevention is one of the most important parts of your plan. In fact, the more you take advantage of wellness programs, the less you’ll need to use your …
Recent Graduate Health Insurance Are you a recent college graduate looking for health insurance? Graduate health insurance may seem daunting at first, but we’re here to help you navigate your way towards affordable doctor visits, prescription drugs, and treatments. The ACA allows you to stay on your parent’s health care plan until you’re 26, and the American Health Care Act currently aims …
Care and coverage are two completely different words that sometimes slip into conversation interchangeably. It’s possible to receive the care you need without having the coverage to pay for it, and it’s possible to have coverage but have a hard time finding good care. Accepting Medicare and Medicaid patients is expensive for doctors, so some don’t do it. Medicaid doesn’t always …
If you need more motivation for staying healthy, consider this financial one: your blood pressure is a leading factor in determining your life insurance rates. A carrier or carrier agent will ask for your documented medical history to determine your price range. So how can you lower your blood pressure before you purchase a life insurance plan? Consider these tips: …
