The Affordable Care Act, also known as Obamacare, already has brought big changes to the U.S. health care system.
You may have gotten a refund check from your health insurance company, for example. Or maybe the last time you visited your doctor you weren’t charged for some preventive services like vaccines, certain cancer screening tests, and tests for heart disease and diabetes.
And more change is coming.
This fall, many people will start shopping for beefed-up health coverage through new online Marketplaces, also called Exchanges. The new policies will take effect in January, and people who don’t have adequate insurance coverage in 2014 may face a penalty on the taxes they file in 2015.