I was told that my college insurance plan does not pay for contraceptives. Can that be right?

DWQA QuestionsCategory: Women's HealthI was told that my college insurance plan does not pay for contraceptives. Can that be right?
HealthTNHealthTN Staff asked 3 years ago

I was told that my college insurance plan does not pay for contraceptives. Can that be right?

1 Answers
HealthTNHealthTN Staff answered 3 years ago

If your college has a self-funded health plan, then it is not subject to requirements under the Affordable Care Act, including covering contraceptives with no cost sharing. Ask your college if the plan is self-funded. If it is self-funded, it is still subject to state laws that may require some coverage of contraceptives. Check with your State Insurance Department about the state law. If you are under 26, you should check if you are eligible as a dependent in your parent’s health plan. If your parent’s health plan began after March 23, 2010, then it must cover contraceptives with no cost sharing.