The Blog at HealthTN.com

How Can I Save Money on a Silver ACA Plan?

How Can I Save Money on a Silver ACA Plan? | HealthTN.com

It doesn’t take long for many folks researching the Affordable Care Act to decide that the “Silver Plan” is the most financially viable solution for them when it comes to Obamacare.  But as they drill down into the plan, many hope that they can attain additional savings, and that answer is “Yes!” but requires a […]

What?! There’s a Tax Penalty!?

What?! There’s a Tax Penalty!? | HealthTN.com

The clock is ticking for millions of uninsured Americans who are grappling with a critical decision: Should they comply with the federal mandate to purchase health insurance or pay the penalty instead? The Affordable Care Act requires most people who can afford health insurance to buy coverage – a provision known as the individual mandate […]

What to Look for as You Enter the HealthCare.gov Marketplace

What to Look for as You Enter the HealthCare.gov Marketplace | HealthTN.com

Here we are again, another open enrollment and HealthTN.com is here with a quick “how-to” for all of you first-timers shopping for health insurance in the HealthCare.gov Marketplace. Consumers browsing HealthCare.gov for health insurance in this year’s open-enrollment period will immediately notice a couple of items: a quicker window-shopping experience and many more high-deductible health […]

Just What the Heck are Essential Health Benefits?

Just What the Heck are Essential Health Benefits? | HealthTN.com

Well, funny you should ask! Healthcare.gov defines “Essential Health Benefits” as: “The Affordable Care Act ensures health plans offered in the individual and small group markets, both inside and outside of the Health Insurance Marketplace, offer a comprehensive package of items and services, known as essential health benefits. Essential health benefits must include items and […]

What are the Metal Plans?

What Are The Metal Plans? | HealthTN.com

When Obamacare became THE law, that was the point that consumers could begin shopping for health insurance on the state-based and federally facilitated health insurance exchanges. The plans sold in what has been called the Health Insurance Marketplace (or Exchange) are classified into four tiers by actuarial value – the percentage of total expected medical […]

On-Exchange Plans vs Off-Exchange Plans

On-Exchange Plans vs Off-Exchange Plans | HealthTN.com

Now that Obamacare open enrollment is here, we are seeing lots of questions as to whether someone should apply for a plan ON THE EXCHANGE (marketplace) as opposed to one that is OFF THE EXCHANGE (marketplace). So here’s the difference: whether you buy a plan On-Exchange or Off-Exchange, what you’re buying is still a health […]

Important Dates: 2016 Tennessee Open Enrollment

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Important dates for 2016 Tennessee open enrollment: November 1, 2015: Open Enrollment started — first day you can enroll in a 2016 insurance plan. Coverage can start as soon as January 1, 2016. December 15, 2015: Last day to enroll in or change plans for new coverage to start January 1, 2016 January 1, 2016: […]

Beginners Guide to Health Insurance Subsidies

Beginners Guide to Health Insurance Subsidies | HealthTN.com

Now, no matter what side of the Affordable Care Act debate you were on, it’s the law of the United States of America… we’ve seen how it has been hotly debated within society and government – it’s even gone to the Supreme Court of the United States. The Affordable Care Act (more commonly known as […]

Beginners Guide to Accountable Care Organizations (ACOs)

Beginners Guide to Accountable Care Organizations (ACOs) | HealthTN.com

About a year ago, we had a discussion on this forum where we worked through the so-called Accountable Care Organizations (ACOs) and what some of the tripping points had been as Medicare has expanded.  Just a short while ago, a client reached out to me with some of those same questions, so I thought I’d […]

Who are the TennCare Providers?

Who are the TennCare Providers? | HealthTN.com

Here we are again, discussing some more of the basics when it comes to TennCare, and a question that keeps popping up is who is actually handling TennCare when it comes to the services? Funny you should ask. Like many states, Tennessee is not in the health insurance business, we just work with companies that […]