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Medicare FAQ

Q: How does Medicare pay for my health services? A: Medicare is financed by federal taxes taken out of every paycheck issued in the United States. All workers in the United States pay into the Medicare system during their years of employment, and are eligible to receive those benefits when they reach 65 years of age. Q: How […]

Medicare vs Medicaid – What is the Difference?

It is easy to confuse these two terms, and while they may share many similarities, there are also some fundamental differences between the two. Medicare is a federal government sponsored healthcare plan that is available to all Tennessee residents and United States citizens 65 years or older who have been a legal resident of the […]

Top 10 Questions to Ask Tennessee Medicare Agents

  Wondering what questions to get started with for Medicare.  We’ve put together a great starting point in these 10 questions to ask Tennessee Medicare Agents! 1. How much will my monthly premium be?  Your monthly premium will depend on how much coverage you wish to have.  If you only require hospitalization coverage, or Part […]

Do I have to purchase Obamacare in Tennessee?

Do I have to get Obamacare in Tennessee? No, you do not have to get Obamacare in Tennessee. You won’t be thrown in jail if you’re without health insurance but you will be charged a penalty if not enrolled by March 31, 2014. This penalty is a tax penalty that will be taken out when […]

BlueCross BlueShield of Tennessee Looking to Support Cancelled Health Plan Extensions

Earlier this month, BlueCross BlueShield (BCBST) of Tennessee announced that 66,000 policyholders would be losing their current health coverage on the policy’s anniversary date due to the new federal guidelines made under the Affordable Care Act. In a press conference from this past Thursday, President Obama stated that companies can continue providing their policy coverage […]

CoverTN Ending January 1st, 2014

Thousands of Tennesseans were notified this past month that they will lose their health coverage under CoverTN, a TennCare sponsored program, as of January 1st, 2014. The Tennessean reports that more than 28,000 Tennesseans enrolled in CoverTN, CoverKids, CoverRX and AccessTN will be affected by the changes made under the Affordable Care Act. The CoverTN program, […]

“I Got a Health Insurance Cancellation Letter” – What To Do

Did you lose coverage? HealthTN is here to help! Millions of Tennesseans have received health insurance cancellation letters from their providers informing them that their current insurance plan has either been changed, discontinued, or worse yet cancelled. So what happens now? How do the now uninsured get insurance? HealthTN is here to make this as […]

10 ways to get ready for the Health Insurance Marketplace

Open enrollment in the Health Insurance Marketplace is coming soon. Here’s how you can get ready to enroll starting October 1, 2013. Find the Marketplace in your state and get your options & info. Sign up for email or text updates about the Marketplace and connect with us on social media. Gather basic information about your household […]

Alejandra’s story: College Students Need Health Insurance Coverage Too!

Have you met Alejandra? Alejandra is an ambitious student with big dreams. She is looking forward to college and has plans to become a health professional – just like her big sister Mayra. And like millions of young adults across the country, Alejandra does not have health insurance. Making ends meet. Trying to make something […]

Calculating your costs and savings in the Health Insurance Marketplace

When you fill out your Health Insurance Marketplace application, you’ll find out what plans and premiums are available to you and see how much you will save. Most people who apply will qualify for lower costs of some kind. What you can do before Open Enrollment Open enrollment begins in less than two weeks. Specific prices […]